Self-custody digital banking · built on stablecoins
A global dollar account that answers only to you.
Open it in seconds — no application, no branch, no seed phrase to guard. Hold dollars as stablecoins, get paid from anywhere on earth, and keep the keys from the first deposit to the final payout.
From a wallet only you can open to a checkout the whole world can pay, Ralks is rebuilding the dollar for business.
Ralks is a self-custody, non-custodial digital bank built on stablecoins, designed for the businesses the traditional system was never built around — micro-businesses, small businesses, and the globally distributed teams who live and work across borders. Because we are a financial-technology company rather than a bank or a custodian, your money is never ours to hold. You open a global dollar account in seconds, and you alone hold the funds, end to end.
There is no bank application to be approved, no branch to visit, and no seed phrase to memorise or lose. The account simply exists the moment you sign up, denominated in dollars and ready to move — to clients, to contractors, to vendors, and to the people you employ on every continent.
- 1:1
- Balances pegged one-to-one to the US dollar, free of local-currency risk.
- 24/7
- Settlement around the clock — no banking hours, no cut-off times, no waiting.
- 0
- Seed phrases to manage and zero custody taken of your funds by Ralks.
- $5M
- Raised to build the platform, by veterans of payments, banking, and crypto exchanges.
Available balance
$24,180.50 USD
Pegged 1:1 to USD · held in stablecoins
Your global dollar account spins up the moment you sign up — no paperwork, no waiting list, no counter to stand at. Balances are held one-to-one against the US dollar in major dollar-pegged stablecoins, the private keys never leave your control, and every dollar that lands is yours to move the instant it arrives.
$320.00
Pay with crypto — settles straight to the merchant's self-custody account.
Secured & powered by Ralks
Global settlement
ralks.link/inv-2048
No account or wallet needed to pay
The platform
One interface for the last mile of every stablecoin payment.
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Checkout that accepts crypto
Drop a Ralks checkout onto your storefront and take stablecoin payments from customers anywhere. Funds settle straight into your self-custody account — no processor sitting in the middle, no payout schedule to wait on.
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Global settlement, fiat ⇄ stablecoin
Convert seamlessly between fiat and stablecoins so money always arrives in the denomination you actually want. Settlement happens the moment value clears — instantly, around the clock, with the dollar peg holding one-to-one.
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Payment links anyone can pay
Generate a link to bill a client on any continent and send it however you like. They pay in a tap — with no Ralks account to create and no crypto wallet to manage on their side. You receive the funds in major dollar-pegged stablecoins, converted for you.
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Plug-and-play infrastructure
Ralks automates the entire stablecoin workflow as drop-in infrastructure, integrating licensed third-party vendors for compliance, custody, and settlement underneath — so you inherit the whole stack without building or wiring any of it together yourself.
On the roadmap
Compliance
Compliance, built in — not bolted on.
Every account on Ralks is wrapped in automated compliance from the very first screen, so the guardrails are there before a single dollar moves — and you never have to assemble them yourself.
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Know your customer (KYC)Automated identity verification confirms the people behind every account, fast, without the paperwork of a traditional bank onboarding.
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Know your business (KYB)Entity checks validate the companies you transact with, so you know exactly who is on the other side of a payment.
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On-chain know your transaction (KYT)Token and wallet screening inspects every transaction on-chain before value moves — reducing anti-money-laundering exposure and keeping you aligned with current regulatory frameworks.
Underneath, Ralks is plug-and-play infrastructure. We integrate licensed third-party vendors for compliance, custody, and settlement, and automate the full stablecoin workflow — so the controls that normally take a banking team years to stand up are simply there, working, from day one.
Why stablecoins
Money that moves the way the internet moves information.
Stablecoins carry value instantly, globally, and without asking permission — no intermediaries skimming the middle, no borders to clear, no closing time. For a business that lives across time zones, that quietly changes what money is allowed to do.
Instant & always-on
Payments settle in seconds, around the clock, with no banking intermediaries skimming time or fees out of the middle. Low cost, low friction, and never closed for the weekend.
Stable by design
Balances are pegged one-to-one to the US dollar, so a team in any market holds value it can count on — keeping wealth in dollars and side-stepping local-currency risk entirely.
Open to everyone
Anyone with an internet connection can send and receive, extending real financial access to the unbanked and underbanked — no branch, no minimum, no permission required.
Programmable money
Native support for machine-to-machine payments lets AI agents, smart contracts, and autonomous workflows transact on their own — money that can act the moment code calls for it.
Built for borderless business
Made for the businesses the old system left on hold.
Small businesses making payroll across time zones. Online and local commerce taking payments at the counter and around the world. Borderless companies hiring and paying a workforce scattered across the map. If your money has to move the way the internet does, Ralks was built for you.
Money that reaches everyone
A connection is the only requirement — for people, and for the machines they build.
Get started
Get in touch.
Tell us about your business and how money needs to move through it. Whether you are running payroll across time zones, taking payments online or over the counter, or building autonomous flows that pay for themselves, we will help you open a global dollar account that stays yours.
Ralks LLC is built by veterans of payments, banking, and crypto exchanges, and backed by $5 million raised to bring self-custody banking to every kind of business. Reach us however suits you — we read every message.
- hello@ralksai.com
- Phone
- (360) 610-0290
- Office
- 1712 Pioneer Ave, Ste 500
Cheyenne, WY 82001